Area guide

The inside scoop on where to go, what to do or where to find the best of the best in the area cross category.

The Mortgage Pre-Approval Process and Its Game-Changing Benefits

by John Kinkeade, Branch Manager of Refined Lending / Baxter, MN 

Buying a home is a significant milestone in one's life, and the journey toward homeownership often begins with a crucial step: mortgage pre-approval. In this blog post, we'll delve into the intricacies of the mortgage pre-approval process, exploring its steps, and shedding light on the benefits it offers to prospective homebuyers.


Understanding the Mortgage Pre-Approval Process

1. Application Submission: The journey starts with the completion of a mortgage pre-approval application. This involves providing detailed information about your financial history, income, debts, and assets. The lender uses this data…

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Content by Isaiah Moengen, Woods to Water Agent. Photo by BlazeAir Productions 

Winter may bring a chill to the air, but for savvy homebuyers, it also ushers in a season of unique opportunities in the real estate market. In this blog post, we'll explore a valuable off-season tip for buyers – one that encourages embracing the chill and turning the winter months into a prime time for finding your dream home. 

THE OFFSEASON ADVANTAGE

House hunting during the colder months may not be as popular, but it comes with its advantages. Sellers looking to make a move during winter might be more motivated, presenting an opportunity for buyers to negotiate favorable terms, including potentially flexible pricing. 

UNCOVER HIDDEN GEMS

Winter can…

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It's finally Winter in the North. Can you feel it? 

brave the cold for a game of bingo, trivia, or a good old-fashioned local meat raffle. See ya there?

BINGO 

Wednesdays | ERNIE'S ON GULL | EAST GULL LAKE, MN 

Join for Bingo and grab a smash burger and any tap beer for $12 bucks through the Winter season. Visit their Facebook page for more info.


 
Wednesdays | nisswa American legion | Nisswa, MN 

Each week starting at 6:30pm. Check their calendar and Facebook page for updates. 

 
Thursdays + saturdays | The Commander | Breezy Point, MN 

Thursdays at 6:30pm & Saturdays at 2pm upstairs at The Commander in Breezy. Full menu + bar offerings as well! View a full list of their events. 

 
THURSDAYS | snarky loon…

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*PLEASE NOTE WITH THE UNSEASONABLE WEATHER, WE RECOMMEND YOU CHECK EVENT PAGES FOR UPDATES LEADING UP TO THE EVENT DATE FOR CANCELLATIONS, ETC. 

Breezy Point Ice Fest 

JANUARY 5TH + 6TH | BREEZY POINT RESORT, BREEZY POINT, MN 

Enjoy specialty drinks, great food, and ice skating on Breezy Bay with a full schedule of events. See more info on their Facebook page. 

Haapajoki Memorial Cup 

JANUARY 6TH | BAXTER, MN 

The Jake Haapajoki Memorial Cup is a 3 on 3 hockey tournament in memory of Jake Haapajoki who took his life in 2018. Jake was a bright, loving, and caring kid who could always make everyone laugh. In his memory, the tournament raises money for suicide prevention and awareness and funds a scholarship to give to students at…

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By Isaiah Moengen, Realtor® 

Welcome to the world of Real Estate. Ever heard some of those wild stories about buying and selling houses and thought, 'Can that really be true?' Well, you're not alone. Whether you're looking to buy your first place, thinking of investing, or just curious about all things real estate; we're here to guide you on your journey! 

Myth #1: Spring is the Best Time to Buy or Sell

The Truth: While spring is a popular time for real estate, it's not the only time to make a move. Every market is different, influenced by local economic trends and the balance of supply and demand. The right time to buy or sell is when it matches your personal needs and the market's conditions.

Myth #2: You Need a 20% Down Payment for a…

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Your go-to guide for a magical Christmas season in the BLA:

CHECK OUT LOCAL FESTIVE EVENTS AND OUR FAVORITE PLACES TO FIND THE PERFECT TREE!

MEET SANTA AT COPPER CREEK 

NOVEMBER 25 FROM 3:00PM-6:30PM | COPPER CREEK, NISSWA, MN 

Come on out to Christmas Acres at Copper Creek on Saturdays from 3:00pm to 6:30pm to meet and get your picture taken with Santa. Mrs. Claus will also be making appearances with Santa on some weekends! Santa will be at Copper Creek again on the following dates: December 2 from 3:00-6:30pm, December 9 from 3:00-6:30pm + December 16 from 3:00-6:30pm. See their Facebook event page for more information! 

HOLIDAY COOKIE WALK

NOV. 26TH | MADDEN'S ON GULL 

Fill a box of cookies fresh from Madden's bakery while…

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The GetAway Adventure Resort 

An exceptional property managed by Woods to Water Vacation Homes

Content by Colton Maher, Photography by Sarah Heath Photography + Jon Kreye 


Photo by Jon Kreye 

Quite possibly the most unique vacation rental in all the Midwest, The GetAway sits just west of Pequot Lakes, Minnesota, on 520 acres of awe-inducing wooded privacy. Equipped with an in-ground pool and hot tub, a private golf course, an archery simulator, a military-grade high-ropes course, miles of trails, and two Sherp amphibious ATVs for guests to explore the property.  For years, this property sat with little use and left those driving by questioning what it was or who owned it. With new owners at the helm and with the help of Woods to Water…

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Nestled in the heart of Minnesota's Northwoods

Walker is a picturesque town that offers a perfect blend of natural beauty and outdoor adventure in the heart of the Land of 10,000 Lakes. Whether you're a nature enthusiast, an angler, or just looking for a peaceful getaway, Walker has something for everyone. We'll take you on a virtual tour and share some of our recommendations for where to eat, stay, and play. 


Things to do

Leech Lake - A Fishing Paradise Walker's claim to fame is Leech Lake, one of the largest and most popular fishing destinations in Minnesota. Anglers flock to the area year-round to catch walleye, northern pike, muskie, and more. Rent a boat or hire a local guide to explore the 112,000-acre lake and create unforgettable…

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By Chuck Hasse, Leech Lake Fishing Guide with Leisure Outdoor Adventures

Fall is finally here.

Unfortunately, nobody told Mother Nature, Water temps in the mid-60s have kept fish in their summer patterns as of late except earlier in the week. Recent daytime highs in the high 70s or even 80s have warmed water temps back up as of right now.  Given the forecast, water temps should slowly start to decrease again throughout the next 10 days and hopefully activate the attitudes of fish on Leech Lake.

As of now, the best tactics for catching almost all fish are the same as you would have used a month ago.  For Walleyes, reaction baits such as a #7 Rapala Shad rap or a Berkley Flicker Shad trolled over flats in 8-10 ft of water is a good go-to right…

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There's still time to get out on the trail before the summer weather passes us by.

We've rounded up a list of summer must-stops for your time on the trail this month. 

POPULAR summer ACTIVITIES ON THE TRAIL 
  • Biking
  • E-biking 
  • Rollerblading 
  • Hiking/Walking 
Trail Towns 
  • Brainerd 

  • Baxter 

  • Merrifield 

  • Nisswa 

  • Pequot Lakes 

  • Jenkins 

  • Pine River 

  • Backus 

  • Hackensack 

  • Walker 

  • Benedict 

  • Laporte 

  • Guthrie 

  • Nary 

  • Bemidji 

Fun facts:

→ The trail runs over 115 miles from Bemidji, MN to Brainerd, MN.

→ Named after the giant lumberjack Paul Bunyan of American folklore (check out the Babe statue…

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