Woods to Water Blog - Blog Archive: January, 2024

The Mortgage Pre-Approval Process and Its Game-Changing Benefits

by John Kinkeade, Branch Manager of Refined Lending / Baxter, MN 

Buying a home is a significant milestone in one's life, and the journey toward homeownership often begins with a crucial step: mortgage pre-approval. In this blog post, we'll delve into the intricacies of the mortgage pre-approval process, exploring its steps, and shedding light on the benefits it offers to prospective homebuyers.


Understanding the Mortgage Pre-Approval Process

1. Application Submission: The journey starts with the completion of a mortgage pre-approval application. This involves providing detailed information about your financial history, income, debts, and assets. The lender uses this data…

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Content by Isaiah Moengen, Woods to Water Agent. Photo by BlazeAir Productions 

Winter may bring a chill to the air, but for savvy homebuyers, it also ushers in a season of unique opportunities in the real estate market. In this blog post, we'll explore a valuable off-season tip for buyers – one that encourages embracing the chill and turning the winter months into a prime time for finding your dream home. 

THE OFFSEASON ADVANTAGE

House hunting during the colder months may not be as popular, but it comes with its advantages. Sellers looking to make a move during winter might be more motivated, presenting an opportunity for buyers to negotiate favorable terms, including potentially flexible pricing. 

UNCOVER HIDDEN GEMS

Winter can…

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It's finally Winter in the North. Can you feel it? 

brave the cold for a game of bingo, trivia, or a good old-fashioned local meat raffle. See ya there?

BINGO 

Wednesdays | ERNIE'S ON GULL | EAST GULL LAKE, MN 

Join for Bingo and grab a smash burger and any tap beer for $12 bucks through the Winter season. Visit their Facebook page for more info.


 
Wednesdays | nisswa American legion | Nisswa, MN 

Each week starting at 6:30pm. Check their calendar and Facebook page for updates. 

 
Thursdays + saturdays | The Commander | Breezy Point, MN 

Thursdays at 6:30pm & Saturdays at 2pm upstairs at The Commander in Breezy. Full menu + bar offerings as well! View a full list of their events. 

 
THURSDAYS | snarky loon…

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