Woods to Water Blog - Blog Archive: January, 2024

The Mortgage Pre-Approval Process and Its Game-Changing Benefits

by John Kinkeade, Branch Manager of Refined Lending / Baxter, MN 

Buying a home is a significant milestone in one's life, and the journey toward homeownership often begins with a crucial step: mortgage pre-approval. In this blog post, we'll delve into the intricacies of the mortgage pre-approval process, exploring its steps, and shedding light on the benefits it offers to prospective homebuyers.

Understanding the Mortgage Pre-Approval Process

1. Application Submission: The journey starts with the completion of a mortgage pre-approval application. This involves providing detailed information about your financial history, income, debts, and assets. The lender uses this data…

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Content by Isaiah Moengen, Woods to Water Agent. Photo by BlazeAir Productions 

Winter may bring a chill to the air, but for savvy homebuyers, it also ushers in a season of unique opportunities in the real estate market. In this blog post, we'll explore a valuable off-season tip for buyers – one that encourages embracing the chill and turning the winter months into a prime time for finding your dream home. 


House hunting during the colder months may not be as popular, but it comes with its advantages. Sellers looking to make a move during winter might be more motivated, presenting an opportunity for buyers to negotiate favorable terms, including potentially flexible pricing. 


Winter can…

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It's finally Winter in the North. Can you feel it? 

brave the cold for a game of bingo, trivia, or a good old-fashioned local meat raffle. See ya there?



Join for Bingo and grab a smash burger and any tap beer for $12 bucks through the Winter season. Visit their Facebook page for more info.

Wednesdays | nisswa American legion | Nisswa, MN 

Each week starting at 6:30pm. Check their calendar and Facebook page for updates. 

Thursdays + saturdays | The Commander | Breezy Point, MN 

Thursdays at 6:30pm & Saturdays at 2pm upstairs at The Commander in Breezy. Full menu + bar offerings as well! View a full list of their events. 

THURSDAYS | snarky loon…

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